New Jersey Direct Install Program

Owning and operating multifamily assets today means managing tight operating margins, aging mechanical systems, rising utility costs, and resident-comfort expectations—all while preserving long-term asset value. New Jersey’s Direct Install Program was created to address exactly these pressures, offering a capital-efficient, engineering-driven pathway to modernize building systems while reducing operating expenses. 

At Navigreen Engineering, our role is straightforward: maximize incentives, streamline execution, and turn required upgrades into NOI-positive improvements. We handle the full technical scope so owners can capture upside without added operational burden.

Built for Commercial Properties

The program covers the replacement of lighting, HVAC, and other building systems for most single and multi-tenant commercial buildings in New Jersey, including:

  • Office, Retail, Hospitality

  • Restaurants, Grocery, Educational

  • Light Industrial, Big Box, Warehouse

Meaningful Financial Benefits

The Direct Install Program is structured to make upgrades immediately financially viable:

  • Incentives up to 80% of total project costs (many projects land in the 60–70% range), paid directly to Navigreen by your local utility

  • 0% On-Bill Repayment for the remaining balance, meaning zero up-front out-of-pocket expenses

    • 5-year standard term, unsecured

    • Billed directly on your utility bill

  • Navigreen manages engineering, procurement, installation, and all utility documentation.

When combined with federal depreciation benefits, many projects become near cost-neutral while delivering long-term reductions in operating expenses and increased cashflow, which translates directly into increased values of your assets.

No-Cost, No-Obligation Energy Assessment

Every project starts with a no-cost energy and equipment assessment, giving ownership a clear financial picture before committing:

  • Expected incentive percentage

  • Net owner contribution after incentives

  • Projected utility savings

  • 0% financing impact on monthly cash flow

  • Estimated impact on NOI and asset value

Navigreen handles the building modeling, documentation, and utility application—allowing your team to focus on day-to-day operations.

Streamlined Installation With Minimal Disruption

Once approved, Navigreen coordinates a seamless, predictable, occupant-friendly installation process:

  • Work is scheduled around property operations

  • Clear communication with onsite management

  • Coordination with occupants/tenants when needed

  • Installation executed to program specifications

  • Full project oversight from start to finish

Our goal is simple: modernize the property without burdening your team or interrupting revenue-producing activities.

Verification, Closeout & Operational Readiness

After installation, Navigreen conducts full system verification to ensure:

  • All equipment is operating as designed

  • Efficiency settings are correctly implemented

  • Building staff understands new systems

We manage the entire closeout process with the utility, including final inspections and documentation. With incentives and financing paid to Navigreen directly by your utility, in most cases there are zero out-of-pocket expenses required.

See What Your Property Qualifies For

If you own commercial assets in New Jersey, this program represents one of the strongest financial opportunities available for reducing operating expenses and improving asset values.

Let Navigreen help you capture incentives up to 80% and secure 0% on-bill financing to strengthen your NOI and reinvest capital where it matters most.